Leadership · Fractional CTO Services

A fractional CTO for your company, without the full-time hire.

Fractional CTO services from ibute: a senior technology leader who owns your architecture, roadmap, hiring and vendor decisions for a few days a week. And when the plan is ready, an engineering team that can build it.

In short

A fractional CTO (fractional chief technology officer, also called a part-time CTO or CTO as a service) is an experienced technology executive who works with your company part-time, usually one to three days a week, on a monthly retainer. They set the technical direction, make the architecture and build-or-buy calls, hire and lead engineers and answer to the board on technology, at a fraction of the cost of a full-time executive.

ibute is a custom software and AI development company (founded 2022, with teams in Austin, TX and Lahore, Pakistan). Our fractional CTO service is led by our founder, Irfan Malik, who has run engineering for a high-volume fintech platform, founded and led a software company and served as CTO of an AI startup. The difference from a freelance fractional CTO: when the roadmap is ready, our engineering team can build it.

At a glance

What it is
A part-time CTO on a monthly retainer
Best for
Startups and SMBs without a senior tech leader
Time commitment
1 to 3 days a week, flexible
First step
A fixed-price 2-week CTO assessment
Led by
Irfan Malik, founder of ibute
Can also build
Yes, with an ibute engineering pod
Who you will work with

Senior people, not a rotating bench.

A fractional CTO only works if you trust the person. You will know exactly who is leading your technology before you sign anything.

Irfan Malik, founder of ibute and lead fractional CTO

Irfan Malik

Founder & CEO, ibute · Lead fractional CTO

18+ years building software and engineering teams for companies in Sweden, the US and beyond. Irfan has been on both sides of the table: the engineering leader inside a scaling product and the founder who has to answer for every technical decision.

  • Head of Software Engineering at Seamless, a Swedish fintech platform processing very high transaction volumes
  • Founded Synavos in 2014 and led it as CEO
  • CTO and co-founder of Iris Technologies, an edge AI company
  • Founded ibute in 2022; leads delivery for clients across 15 countries
Connect on LinkedIn

Fractional CTO · Platform & security architecture

ibute's own CTO and a colleague of Irfan's since 2014. Leads the architecture of ibute's products and is the second fractional CTO when a client needs deep platform or security leadership.

  • Java/Spring, microservices and cloud platform architecture
  • Specialist in information security and data protection
  • Architecture owner for ibute products PartNexus and ReachStack
  • 12 years working alongside Irfan

Name and full profile shared on your intro call.

When it fits

The moments companies hire a fractional CTO.

Most of our fractional CTO work starts with one of these. If none of them sounds like you, you may need a senior engineer, not a CTO, and we will tell you so.

Non-technical founder

You are building a product and nobody senior owns the tech

You need someone who can choose the stack, scope the MVP, hire the first engineers and stop agencies from overselling you.

CTO gap

Your CTO just left

Keep the roadmap moving, keep the team steady and run the search for a permanent CTO without making decisions under pressure.

Fundraising

Investors are asking hard technical questions

Technical due diligence, architecture reviews and a credible technology roadmap for the data room and the board.

Scaling pain

The product works, but the platform is creaking

Outages, slow releases, mounting tech debt. Someone needs to decide what to fix first and what to rebuild.

AI strategy

You need to add AI and do not know where to start

Separate the AI features that will move a metric from the ones that will just burn budget, then plan a build that survives production.

Vendor control

You rely on outsourced developers and cannot judge their work

Independent oversight of estimates, code quality, security and delivery, from someone who has run outsourced teams for over a decade.

What a fractional CTO does

The CTO job, scoped to what you need right now.

A full-time CTO splits time across all of this. A fractional CTO focuses on the parts that matter most for your stage and changes focus as you grow.

Technology strategy and roadmap

A 6 to 12 month technical roadmap tied to your business goals, with clear priorities and trade-offs your team can follow.

Architecture and stack decisions

Build vs buy, cloud and infrastructure choices, system design and reviews of the decisions already made.

Hiring and team leadership

Defining roles, interviewing engineers, setting up engineering process and mentoring your tech lead.

Security, compliance and risk

Data protection, access control and the security basics that enterprise customers and investors check for.

Vendor and budget oversight

Reviewing agency estimates, contracts and code quality so your technology spend goes where it should.

Board, investor and due diligence support

Representing technology to your board and investors, and preparing for technical due diligence.

How it compares

Fractional CTO vs full-time CTO vs freelance.

Each option has a place. This is the honest version of the trade-offs.

ibute fractional CTOFull-time CTOFreelance fractional CTO
CostMonthly retainerFull executive salary plus equityMonthly retainer
Time to startDaysMonths of searchingDays to weeks
SeniorityFounder-level, 18+ yearsDepends on who you can hireVaries widely
Can also buildYes, ibute engineering podNeeds a team to be hiredNo, you find developers
Backup if unavailableSecond CTO on the teamNoneNone
Best whenYou need leadership now and a path to deliveryTech is the core of the company at scaleYou only need advice

When a company outgrows fractional leadership, the right move is a full-time CTO. Helping you hire that person is part of the job.

How it works

Assess, plan, lead, then build if you want us to.

Every engagement starts with a short fixed-price assessment, so you see how we think before committing to a retainer.

01Weeks 1 to 2

CTO assessment

Fixed price. We review your product, code, architecture, team and vendors, then give you a written findings report and a 90-day plan.

02Month 1

Set direction

Agree priorities, fix the urgent risks and set up the engineering cadence: planning, reviews and reporting your board can read.

03Ongoing

Lead

A set number of days each week as your CTO: architecture, hiring, vendor management and investor support. Reviewed monthly.

04Optional

Build or hand over

Add an ibute engineering pod to build the roadmap or hand over to the full-time CTO we helped you hire.

Ways to work with us

Three engagement options.

Start small and expand only if it is working. Retainers start at $3,500 a month through our Lahore hub or $6,000 a month through Austin, TX. Full price list in our fractional CTO cost guide.

01

CTO Assessment

A fixed-price, 2-week review of your technology, team and vendors with a written report and a 90-day plan. The easiest way to start.

02

Fractional CTO retainer

1 to 3 days a week of senior technology leadership on a monthly retainer. Strategy, architecture, hiring, vendors and board support.

03

CTO + engineering pod

The retainer plus a dedicated ibute engineering team, so the person who sets the plan is accountable for delivering it.

FAQ

The questions we get most.

Anything else? Email hello@ibute.tech — we reply within 24h.

What is a fractional CTO?
A fractional CTO is an experienced Chief Technology Officer who works with a company part-time, typically one to three days a week on a monthly retainer. They take full responsibility for technology strategy, architecture, engineering hiring and vendor decisions, without the cost of a full-time executive.
The work depends on your stage. For an early-stage company it is usually choosing the stack, scoping the MVP, hiring the first engineers and overseeing outsourced developers. For a growing company it is architecture, scaling, security, engineering process and representing technology to the board and investors.
In the US a fractional CTO working about two days a week typically costs $9,000 to $15,000 a month, according to Go Fractional marketplace data from October 2026. That is a fraction of a full-time CTO salary, benefits and equity. ibute starts with a fixed-price 2-week CTO assessment ($6,000 through Austin, TX or $3,500 through Lahore), then a monthly retainer of $6,000, $11,000 or $15,000 for 1, 2 or 3 days a week through Austin or $3,500, $6,500 or $9,000 through Lahore.
A freelance fractional CTO gives you one person and advice. With ibute you get the same senior leadership plus a second CTO as backup and an engineering team that can build the roadmap if you want it. You are never left with a plan and no one to deliver it.
Engagements are led by Irfan Malik, founder of ibute, who has 18+ years of experience including heading software engineering at Seamless, founding Synavos and serving as CTO of Iris Technologies. For clients who need deep platform or security leadership, our second fractional CTO, a specialist in Java, cloud architecture and data protection, leads instead. You meet your CTO before you sign.
Typically one to three days a week, adjusted month to month. Early on, during the assessment and planning phase, it is usually more. Once direction is set and the team is running, it often reduces.
When technology is the core of the business and the engineering team is large enough to need daily leadership, often after a significant funding round. Helping you define that role and hire the right person is part of a fractional CTO engagement.
Yes. In 2026 most fractional CTO engagements include AI: deciding which AI features are worth building, choosing models and vendors, setting data and security guardrails and planning a build that survives production. Because ibute builds AI agents and LLM integrations every week, our fractional CTO advice on AI comes from shipped systems, not slides.
The terms are mostly used interchangeably. Both describe a senior CTO who works part-time and often remotely. Fractional usually stresses the part-time commitment with real ownership of decisions, while virtual CTO is sometimes used for lighter, advisory-only arrangements. Our fractional CTO service takes ownership, not just advisory calls.
Yes. We work with companies in the US, Sweden and across Europe. Our teams are in Austin, TX and Lahore, Pakistan, and we overlap with your working hours for meetings and stand-ups.

Get in touch

Need a CTO but not a full-time salary?

Free 30-minute review. We'll tell you whether this is the right fit, what the shape of the engagement would look like, and roughly what it costs. No deck. No follow-up unless you ask.

Austin · Lahore · Reply within 24 hours.